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Anthony D. Miller, Michelle (Shelly) Gams and Adam Gross are agents of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies. Anthony D. Miller is licensed in the states of AK, AZ (Lic# 68201), CA (Lic# 0B63793), ID, MI, MT, ND, OR, UT, VA, WA and WY. Michelle (Shelly) Gams is licensed in the states of CO, MN, MT, ND, SD, UT, WA, and WY. Adam Gross is licensed in the states of MT, ND, TX, WI and WY. No insurance business may be conducted outside these states referenced.

Anthony D. Miller, Michelle (Shelly) Gams and Adam Gross are Registered Representatives of and offer securities products & services through NYLIFE Securities LLC, Member FINRA / SIPC, a licensed insurance agency, and collectively are licensed and offer securities products and services in the states of AK, AZ, CA, CO, ID, IN, MT, ND, OK, OR, UT, VA, WA and WY. No offers may be made or accepted from any resident outside the specific states referenced.

Anthony D. Miller and Michelle (Shelly) Gams are also separately registered as investment adviser representatives under Eagle Strategies LLC, a Registered Investment Adviser, and collectively are licensed and offer advisory services in the states of AK, AZ, CA, CO, ID, IN, MT, OR, UT, and WY. As such, these services are strictly intended for individuals residing in these states.

NYLIFE Securities and Eagle Strategies are New York Life companies. Retirement Solutions is not owned or operated by NYLIFE Securities LLC or its affiliates.